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Tuesday, September 9, 2025

Rep. VanderMeer authors Wisconsin Assembly bill on virtual credit card payments in health insurance

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Nancy VanderMeer, Wisconsin State Representative for 70th District | Official Website

Nancy VanderMeer, Wisconsin State Representative for 70th District | Official Website

The new bill authored by State Rep. Nancy VanderMeer seeks to regulate virtual credit card payments within health insurance, aiming to protect health care providers from mandatory payment methods and fees, according to the Wisconsin State Assembly.

According to the Wisconsin State Legislature's official website, the bill was described as follows: "virtual credit card payments in health insurance policies".

The following is our breakdown, based on the actual bill text, and may include interpretation to clarify its provisions.

In essence, this bill establishes regulations regarding virtual credit card payments in health insurance policies, referred to as disability insurance policies. It prohibits insurers from mandating that health care providers accept payments via virtual credit card. Insurers must notify providers of any associated fees and provide clear instructions for selecting an alternative payment method before processing such payments. Furthermore, insurers cannot charge a fee solely for the electronic transmission of a payment unless the provider consents. The bill specifies that these requirements cannot be waived, and any contractual provision opposing these guidelines is null and void. These provisions apply to contracts that are entered into, renewed, or modified on the effective date of the bill.

The bill was co-authored by Senator Rachael Cabral-Guevara (Republican-19th District), Representative David Armstrong (Republican-67th District), Representative Robert Brooks (Republican-59th District), Representative Barbara Dittrich (Republican-99th District), Representative David Murphy (Republican-56th District). It was co-sponsored by Senator Dan Feyen (Republican-20th District), Senator Chris Larson (Democrat-7th District), and Senator Steve L. Nass (Republican-11th District), along four other co-sponsors.

Nancy VanderMeer has co-authored or authored another 22 bills since the beginning of the 2025 session, with all of them being adopted.

VanderMeer graduated from the University of Wisconsin at La Crosse in 1988 with a BS.

VanderMeer, a Republican, was elected to the Wisconsin State Assembly in 2015 to represent the state's 70th Assembly district, replacing previous state representative Amy Sue Vruwink.

In Wisconsin, the legislative process starts when a senator, constituent, group, or agency proposes an idea for a bill. After drafting, the bill is introduced, numbered, and referred to a committee for review and public input. If approved, it moves through three readings and votes in both the Senate and Assembly. Once both chambers pass the same version, the bill goes to the governor, who can sign it, veto it, or let it become law without a signature. Only a small share of bills introduced each session ultimately become law. You can learn more about the Wisconsin legislative process here.

Bills Introduced by Nancy VanderMeer in Wisconsin Assembly During 2025 Regular Session

Bill NumberDate IntroducedShort Description
AB35107/08/2025Virtual credit card payments in health insurance policies
AB30906/06/2025Immunity for 911 call centers and dispatchers that transfer callers to the national 988 Suicide and Crisis Lifeline
AB10603/11/2025Exempting certain electric vehicle charging stations located at a residence from the electric vehicle charging tax. (FE)
AB8002/28/2025Ratification of the Social Work Licensure Compact. (FE)

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